Compliance, Law & Practice gathers our most timely, regulation‑driven content for both insurance and real estate professionals. Articles in this filter explain new laws, rule changes, and ethical expectations in plain English, with a strong focus on Florida issues like condo milestone requirements, AI and ethics, and evolving CE standards.
We use this space for “what changed and what you must do” updates, checklists tied to licensing and renewal cycles, and scenario‑based pieces that show how rules play out in daily practice.
This section includes information about our CE content, helping readers see how specific courses keep them compliant and protect their clients.
OLT is a trusted guide through an increasingly complex regulatory landscape.
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2026 Cyber Insurance Trends: The “Soft” Market Paradox & The AI Exclusion Trap
Audience: Insurance agents, brokers, and risk managers looking to protect clients in a rapidly changing cyber risk environment.
As 2026 gets underway, cyber insurance is sending mixed signals to agents and business owners. On one hand, the market feels soft: capacity is plentiful, competition is intense, and many insureds ..
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Employers in Florida have asked what happens when a brand‑new 4-40 Customer Representative or other Insurance License candidate finishes the required course but does not yet have a Social Security number (SSN). This situation is common with newly arrived legal immigrants and workers in the process of securing federal documentation, so it is important to understand what the Florida Department of Financial Services (DFS) will and will no..
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Florida’s professional landscape is currently standing at its most significant crossroads in decades. As the 2026 Legislative Session gains momentum, two major bills—House Bill 607 and Senate Bill 1306—threaten to redefine what it means to be a licensed professional in the Sunshine State.
Whether you are a seasoned Real Estate Broker or a dedicated Insurance Agent, the updates coming out of Tallahassee this month will directly impact your c..
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2026 is a pivotal year for Florida condo milestone inspections and Structural Integrity Reserve Studies (SIRS), with key deadlines now reshaping the way real estate professionals evaluate and present condominium properties.
For decades, Florida’s condominium market was the crown jewel of the sunshine state’s real estate landscape—an accessible, low-maintenance gateway to coastal living. As we navigate through 2026, that landscape has fundam..
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As we kick off 2026, the Florida real estate landscape isn’t just shifting—it’s undergoing a full-scale structural renovation. Between a major suite of new transaction forms released on January 5 and a bombshell legislative bill (HB 607) that could dismantle decades of licensing requirements, Florida professionals find themselves at a critical crossroads.
Here is everything you need to know to stay compliant and competitive this month.
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AI and Ethics: Navigating the 2026 Regulatory Landscape for Florida Real Estate and Insurance Professionals.
Florida’s 2026 market is being reshaped by new flood disclosures, tougher condominium transparency rules, and a sharper regulatory focus on AI ethics in licensed practice. The professionals who win will be those who turn these changes into a clear value story for buyers, sellers, and policyholders.
Why 2026 Feels Different
In ..
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Florida Insurance CE for Agents With Multiple Licenses
Florida insurance continuing education (CE) rules can seem complicated, especially if you hold multiple licenses. This guide explains how many CE hours you need, how credits are shared across licenses, and how excess hours can roll over into your next compliance period.
One CE Requirement, Even With Multiple Licenses
In Florida, CE is attached to you as the licensee, not to e..
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